Instant EMI without Credit Card
Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sale (online and offline). Its plug and play gateway APIs can be easily integrated into any merchant checkout page or retail POS for providing access to quick loan.
Established in 2015, Kissht is a generation next financial technology company that strategically helps individuals to enhance their borrowing capacities. We offer state of the art solutions that are truly user centric and are upscale, giving valuable experience to our customers. Using our digital excellence and experience, we’ve embedded deep Machine Learning and Artificial Intelligence in our patented propriety algorithm. We use tools like advanced analytics and behavioral data to evaluate an individual’s credit worthiness, calculate credit score and offer pre approved loans to the thin filed customers in matter of minutes. We started with the idea of providing a platform for purchases on eCommerce websites. Next, we moved on to develop an app wherein the customers could upload their bank details and social media profiles to get credit conveniently. Following the success of the app, we went a step further to offer truly seamless experience to our ever expanding customer base. We partnered with non-banking financial institutions and created an ecosystem to facilitate easy loans for our customers. Today we have networked with 3000+ offline merchants and 50+ online stores in about 40 cities PAN India.
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